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AmTrust Financial Services

Insurance, United States, New York, New York

Leading provider of insurance solutions with a focus on commercial, small business, and specialty risk programs leveraging technology for better customer experience.

About AmTrust Financial Services

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Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, New York state
Official Website
http://www.amtrustfinancial.com
Location Address Official Phone Email
United States of America, New York state United States, New York, New York **** ****
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FAQs – AmTrust Financial Services

How do I find the best renters insurance policy?

To find the best renters insurance, compare quotes from multiple providers, check customer reviews, assess coverage options, and choose a deductible that balances affordability and protection. Consider bundling with other policies for discounts.


What is reserve redundancy?

Reserve redundancy happens when an insurer sets aside more than necessary for future claims, which may later be released as profit if claims are lower than expected.


Do I need to pay a co-payment for every doctor visit?

Yes, unless your plan specifies exemptions, a co-payment is required for each visit, including specialists and urgent care appointments.


What is the difference between sum insured and sum assured?

The sum insured applies to general insurance policies and represents the maximum coverage limit for property, health, or motor insurance. Sum assured is used in life insurance, referring to the guaranteed payout to beneficiaries in case of the policyholder’s death.


What role does reinsurance play in risk management?

Reinsurance helps insurers manage risk by transferring part of their exposure to other insurers, which allows them to protect their financial stability and absorb large claims.


Does routine care coverage include dental cleanings?

Yes, most routine care plans cover dental cleanings as part of preventive care. However, they may not cover dental procedures related to illness or injury unless you have a comprehensive policy that includes dental illness coverage.


Does the waiting period apply to all types of insurance?

Waiting periods are common in health, disability, dental, and life insurance policies. However, the specific duration and conditions vary based on the type of policy and the insurer’s terms and conditions.


What is a beneficiary in life insurance?

A beneficiary is a person or entity designated to receive the death benefit from a life insurance policy upon the insured's death. Beneficiaries can be changed during the policy term.


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