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AHA Insurance Network

Insurance, United States, New York, New York City

Providing comprehensive insurance solutions for individuals and businesses in all industries. Your trusted partner for peace of mind and financial protection.

About AHA Insurance Network

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, New York state
Official Website
http://www.ahainsurancenetwork.com
Location Address Official Phone Email
United States of America, New York state United States, New York, New York City **** ****
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FAQs – AHA Insurance Network

What is the difference between cargo insurance and freight insurance?

Cargo insurance covers the value of goods against loss or damage during transit. Freight insurance, on the other hand, protects freight forwarders and logistics providers from liability if goods are damaged while under their care. While both are related, they serve different parties involved in the shipping process.


What does Medicare Part B cover?

Medicare Part B covers medically necessary services such as doctor visits, outpatient care, preventive services, durable medical equipment, and some home health care services. It requires a monthly premium.


Are preventive services included in the out-of-pocket maximum?

No, preventive services covered under the ACA, such as vaccinations and screenings, are usually covered at no cost before reaching your out-of-pocket maximum.


Will comprehensive coverage pay if an animal damages my car?

Yes, comprehensive coverage includes damage caused by animals, such as hitting a deer or rodent damage to wiring. If an animal collides with your vehicle or causes indirect damage (e.g., chewing on wires), your policy will help pay for repairs after you meet your deductible.


How long does it take to complete the CPCU designation?

The time required varies by individual, but most professionals complete the CPCU designation within 2-3 years while balancing work commitments. Some complete it faster with intensive study.


Can farmers insure multiple crops under one policy?

Yes, multi-crop insurance policies allow farmers to cover different crops under a single insurance plan.


What happens if my liability claim exceeds my coverage limit?

If a liability claim exceeds your policy’s coverage limit, you are responsible for paying the remaining amount out of pocket. To avoid this financial risk, consider increasing your liability limits or purchasing an umbrella insurance policy for extra protection.


Who regulates RBC requirements for insurance companies?

In the U.S., the National Association of Insurance Commissioners (NAIC) sets RBC guidelines, while regulatory bodies like state insurance departments enforce compliance and monitor insurer solvency.


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