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BTG Benefits

Insurance, United States, New York, New York City

BTG Benefits is a leading insurance and HR consulting firm specializing in benefit administration, compliance support, and wellness program design.

About BTG Benefits

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Join us at BTG Benefits where we value innovation, teamwork, and excellence. We are always looking for talented individuals to join our team!


Benefits Consultant job at BTG Benefits | HR Specialist job at BTG Benefits | Account Manager job at BTG Benefits | Client Services Manager job at BTG Benefits | Business Development Executive job at BTG Benefits

Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, New York state
Official Website
http://www.btgbenefits.com
Location Address Official Phone Email
United States of America, New York state United States, New York, New York City **** ****
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FAQs – BTG Benefits

Which insurance companies offer the best small business insurance?

The best small business insurance providers include Hiscox, Next Insurance, The Hartford, and Travelers. These companies provide customized business policies covering general liability, workers' compensation, cyber liability, and business interruption insurance to protect small businesses from financial losses.


How do insurers determine ransomware coverage limits?

Coverage limits depend on business size, industry risk, cybersecurity measures, historical claims, and policyholder needs. Higher-risk industries may require higher coverage and premiums.


What are the benefits of a PPO plan?

PPO plans offer flexibility to choose healthcare providers, no need for referrals, and out-of-network care, although out-of-network services may have higher costs.


Can I file multiple reimbursement claims for different losses?

Yes, policyholders can file multiple claims for separate covered incidents. However, frequent claims may lead to premium increases or policy non-renewal. Insurers evaluate claim history when determining risk, so it's advisable to file claims only for significant losses.


What happens if a claim is denied?

If a claim is denied, the insurer provides a written explanation. Policyholders can appeal the decision by submitting additional evidence or requesting a formal review through dispute resolution channels.


Are TPAs regulated by any authority?

Yes, TPAs are regulated by the Insurance Regulatory and Development Authority of India (IRDAI) in India, which sets guidelines for their operations, conduct, and standards.


What is a no-claims bonus, and how does it affect my premium?

A no-claims bonus (NCB) is a discount on your insurance premium offered for not filing claims over a certain period. The longer you go without filing a claim, the bigger the discount you may receive, helping you lower your overall premium cost.


What is earthquake insurance?

Earthquake insurance is a separate policy or an endorsement to a homeowners insurance policy that covers damages to your home and belongings caused by an earthquake.


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