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Crawford-Butz & Associates Insurance Agency

Insurance, USA, Ohio, Dayton

Crawford-Butz & Associates Insurance Agency provides comprehensive insurance solutions for businesses and individuals, specializing in risk management and employee benefits.

About Crawford-Butz & Associates Insurance Agency

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Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Ohio state
Official Website
http://www.crawfordbutz.com
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FAQs – Crawford-Butz & Associates Insurance Agency

How does Marine Liability Insurance apply to cargo loss?

If cargo is lost or damaged due to negligence or failure to meet contractual obligations, the liable party (such as a carrier or freight forwarder) can be covered for financial compensation under the policy.


What is collision coverage in auto insurance?

Collision coverage helps pay for damage to your car resulting from a crash with another vehicle or object, regardless of who is at fault in the accident.


Can I be involved in the subrogation process?

Yes, while the insurer handles the recovery process, policyholders are often required to cooperate by providing information and potentially testifying in court.


Does my co-pay change if I see a specialist?

Yes, specialist visits often have higher co-pays than primary care visits. Some plans may also differentiate co-pays based on the type of specialist, such as higher costs for dermatologists or neurologists compared to general practitioners.


What is the historical origin of life insurance?

Life insurance dates back to ancient Rome, where burial clubs helped cover funeral expenses and support surviving family members financially after death.


What happens if I miss the insurance premium payment but still within the grace period?

If you miss the payment but are within the grace period, your insurance coverage remains active. The insurer will provide a window to pay the premium before coverage is affected. However, once the grace period expires, the policy will lapse unless payment is made.


How can businesses reduce Workers' Compensation claims?

Businesses can reduce claims by implementing safety programs, providing employee training, maintaining a safe work environment, and addressing potential hazards. Regular safety audits and quick response to injuries also help reduce the frequency and severity of claims.


How does the surrender value of term insurance compare to whole life policies?

Term insurance generally has no surrender value, while whole life policies build cash value over time, which can be surrendered for a partial payout.


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