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ePremium Insurance

Insurance, United States, Ohio, Cincinnati

ePremium Insurance provides comprehensive property and liability insurance solutions for individuals and businesses, ensuring peace of mind and financial protection in an unpredictable world.

About ePremium Insurance

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Ohio state
Official Website
http://www.epremiuminsurance.com
Location Address Official Phone Email
United States of America, Ohio state United States, Ohio, Cincinnati **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
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Instagram https://instagram.com/**** Get In Touch With Decision Makers
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FAQs – ePremium Insurance

What should I do if my insurance claim is unfairly denied?

First, review your policy and the insurer’s reason for denial. If you believe the denial is unjustified, file an appeal with the insurer, providing additional documentation. If the issue persists, contact your state insurance regulator or seek legal assistance to challenge the decision.


How does a deductible work in Professional Liability Insurance?

The deductible is the amount you must pay out-of-pocket before your insurance policy kicks in to cover the remaining expenses. A higher deductible typically results in lower premiums.


Is whole life insurance a good investment?

While it provides financial security and cash growth, it may have lower returns compared to other investment options like stocks or mutual funds.


Who can benefit from parametric insurance?

Businesses, governments, farmers, and individuals in disaster-prone areas can benefit from parametric insurance. It is particularly useful for organizations that need immediate liquidity after an event, such as municipalities, agribusinesses, and industries relying on critical infrastructure.


How do state laws impact beneficiary designations?

State laws may impose restrictions on beneficiary rights, especially in community property states where spouses have claims to insurance benefits, or in cases involving legal disputes or creditors.


How has Lloyd’s adapted to modern risks like cyber threats?

Lloyd’s now offers cyber insurance, covering data breaches, ransomware, and other digital threats affecting businesses worldwide.


What perils are typically covered under crop insurance?

Most crop insurance policies cover natural disasters such as droughts, floods, hailstorms, frost, excessive rainfall, and pest infestations. Some policies also provide coverage for revenue losses due to market price fluctuations or unexpected yield declines.


Does collision insurance cover damage from potholes?

Yes, damage caused by hitting a pothole is considered a collision and is covered under collision insurance, subject to your deductible.


Comprehensive Market Research

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