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Ohio National Financial Services

Insurance, United States, Ohio, Cincinnati

Providing comprehensive insurance and financial solutions for individuals and businesses, Ohio National Financial Services stands out with personalized service and expert guidance.

About Ohio National Financial Services

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Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Ohio state
Official Website
http://www.constellationinsurance.com
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FAQs – Ohio National Financial Services

What is the salary of an actuary?

Actuary salaries vary by experience, location, and industry. Entry-level actuaries earn around $60,000 to $80,000 annually, while experienced actuaries can earn over $150,000. Senior actuaries or chief actuaries may earn even more.


What is the NAIC’s Financial Condition Examiners Handbook?

The handbook provides guidelines and procedures for state insurance regulators when conducting financial examinations of insurance companies to assess their solvency.


What is a Protection and Indemnity (P&I) Club, and how does it relate to Hull Insurance?

A P&I Club is a mutual insurance association that provides liability coverage to shipowners for risks not covered by hull insurance, such as third-party claims for personal injury, pollution, and cargo damage. Hull insurance and P&I coverage together provide comprehensive protection for vessel operations.


What are copays and coinsurance in PPO plans?

Copays are fixed fees for services like doctor visits, while coinsurance is a percentage of costs paid after meeting the deductible. PPOs usually have lower copays and coinsurance for in-network care.


What is an out-of-pocket maximum?

The out-of-pocket maximum is the most you pay for covered healthcare services in a plan year before your insurer covers 100% of costs.


What is the out-of-pocket maximum in relation to coinsurance?

The out-of-pocket maximum is the limit on what you have to pay during the year, including coinsurance. Once you hit this amount, your insurer pays 100% of your covered medical expenses for the rest of the year.


How do insurance regulatory authorities ensure fair competition?

They promote fair competition by preventing monopolies, enforcing anti-discrimination rules in pricing, and ensuring companies operate with transparency and ethical business practices.


What is crop insurance?

Crop insurance protects farmers from financial losses due to crop damage caused by natural disasters, pests, diseases, or market fluctuations.


Comprehensive Market Research

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