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Berlin Direktversicherung

Insurance, Germany, Berlin

Berlin Direktversicherung provides direct insurance services with a focus on customer satisfaction and personalized solutions.

About Berlin Direktversicherung

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Germany
Official Website
http://www.berlin-direktversicherung.de
Location Address Official Phone Email
Germany Germany, Berlin **** ****
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FAQs – Berlin Direktversicherung

What types of insurance firms does the FCA regulate?

The FCA regulates general insurers (e.g., motor, home, health), life insurance firms, brokers, intermediaries, and reinsurers. It ensures these firms comply with consumer protection laws, financial stability requirements, and ethical business practices.


Are there any exclusions in Routine Care coverage?

Exclusions can vary, but generally, Routine Care coverage excludes treatments for injuries or illnesses, emergencies, or any care deemed unnecessary or non-preventative. Always review the policy terms to understand what is and isn’t covered.


What is the difference between level term and decreasing term insurance?

Level term keeps the sum assured constant, while decreasing term reduces the coverage amount over time, often used for mortgage protection.


Do prescription drug costs count toward my out-of-pocket maximum?

Yes, in most plans, prescription drug costs count toward your out-of-pocket maximum if they are covered under your insurance plan. However, non-formulary drugs or medications not covered by your plan may not be included in the calculation.


Can AI underwriting be integrated with wearable technology data?

Yes, AI analyzes data from fitness trackers and smartwatches to assess an individual’s health and adjust premiums accordingly, incentivizing healthier lifestyles.


How does the SOA support actuarial research?

The SOA funds and publishes research on risk management, insurance, pensions, and financial security to advance the actuarial profession.


What is Protection and Indemnity (P&I) Insurance?

P&I insurance is a specialized form of Marine Liability Insurance covering shipowners for liabilities such as crew injury, pollution, collision, cargo damage, and wreck removal. It is typically provided by P&I clubs, which are mutual associations of shipowners.


Can I increase my liability coverage?

Yes, you can increase your coverage limits by choosing higher policy amounts, which provides better financial protection in case of serious accidents.


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